Funding Solutions
For The Investor
Explore financing options designed to help real estate investors purchase, renovate, build, refinance, and grow.
THE RIGHT FUNDING FOR THE RIGHT DEAL
Fix & FlipsBusiness
LOC
HML
DSCR
WHAT WE OFFER
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EMD, double close, Morby-style funding
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Fix & flip, hard money, DSCR, asset/equity-based loans
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Ground-up construction, land, major rehab
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Commercial bridge, multifamily, mixed-use
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Unsecured business lines, personal lines, credit-based funding
Overview
Fix & Flip Loans
Up to 90% LTC
Up to 75% LTV
Financing up to 100% may be available for experienced investors
Loan amounts starting at $50K
Credit scores generally starting at 650
6–24 month terms
Closing commonly within 1–3 weeks
Commercial Bridge Loans
Loan sizes up to $30M
Up to 50% LTV on land
Generally 60%–65% LTV on other eligible properties
6–18 month terms
Designed for short-term commercial financing
Suitable for time-sensitive transactions and transitional properties
Transactional Funding
EMD funding available
Double-close funding available
MORBY method
Short-term transactional capital
Designed for real-estate investment transactions
Fast review and funding
Flexible funding amounts based on the deal
Clear exit strategy required
Fees are determined on a deal-by-deal basis
Long-Term Rental DSCR Loans
Purchase, refinance, and cash-out
Up to 80%-85% LTV for qualified borrowers
Loan amounts starting at $50K
Credit scores generally starting at 620
10–40 year fixed terms
No traditional income or employment verification
Rentals, vacant properties, and short-term rentals may qualify
Multifamily Loans
Purchase, refinance, rate-and-term, and cash-out
Loan amounts from $1M to $50M+
Up to 75% of property value
Interest-only and amortizing options
Credit scores generally starting at 640
Non-recourse options may be available
Foreign nationals may qualify
Hard Money Loans
Purchase, refinance, and cash-out
Up to 75% LTV
Loan amounts starting at $100K
Credit scores generally starting at 600
6–24 month terms
Interest-only payment options
Closing commonly within 1–3 weeks
Ground-Up Construction
Up to 80% LTC
Up to 75% LTV
Up to approximately 60%–70% of land value
Credit scores generally starting at 640
9–18 month terms
Prior ground-up construction experience required
Single-family through multifamily projects considered
Asset & Equity-Based Loans
Purchase and refinance options
Financing based primarily on property value and equity
Long-term fixed options available
Short-term interest-only options available
Seller carryback structures may be considered
Programs may be available below a 1.00 DSCR
Residential and multifamily properties considered
Business & Personal Unsecured Credit
Funding options up to $250K in many cases
No real-estate collateral required
Personal credit programs generally look for 700+ FICO
Business programs may require around $20K/month in revenue
Fast funding may be available after approval
Business and personal options available
Choose the right funding option to meet your goals
It only takes about 5 minutes to complete the application and get started with your funding request.
